Desperation time is here for the Jaguars. They are 1-3 with three tough games coming up before the bye week. If they don't find a pair of wins it's more that possible Jack Del Rio might not survive the bye. Jacksonville will play some inspired ball and win a tight one. Jaguars 16, Bengals 14.
Chiefs +3 @ Colts
The Curtis Painter era will not be mistaken with the Peyton Manning era when all is said and done in the annals of Indianapolis Colts history. That said, the kid is playing better each week and K.C. will go down in Indy. Colts 21, Chiefs 17
Cardinals +3 @ Vikings
Kevin Kolb and his Cardinals have been improving and they were a bad call away from taking down the Giants last week. Arizona should have plenty of confidence heading to play a Minnesota team that's playing out the string already. Cardinals 27, Vikings 17.
Eagles -3 @ Bills
This is another classic case of desperation. If the Eagles don't win this game they will fall to 1-4 and their playoff hopes will be bleak at the very best. The Bills are a good team, but they will have trouble stopping Vick and the Eagles offense. Eagles 35, Bills 27.
Raiders +5 @ Texans
The Raiders will be playing on pure emotion from the death of legendary owner Al Davis and Houston is missing their best player in Andre Johnson. The Texans are good, but not that much better than Oakland. UPSET SPECIAL!!!Raiders 31, Texans 28.
Saints -6.5 @ Panthers
The Saints may be the best team in football that nobody is really talking about. They've reeled off 3 straight wins in impressive fashion and Carolina will be no match for them, even with Cam Newton. Saints 31, Panthers 21.
Titans +3.5 @ Steelers
The Titans are playing much better football than the Steelers are, but it just doesn't seem possible that Pittsburgh's swoon will continue on their home field. Steelers should be able to throw the football and that will lead to a win. Steelers 24, Titans 17.
Seahawks +10 @ Giants
This seems like a classic trap game for New York, and Seattle has actually showed some signs of life on offense lately. Seattle doesn't win, but they will keep it interesting. Giants 27, Seahawks 21.
Buccaneers +3 @ 49ers
Neither football team is as good as their 3-1 records indicate. San Francisco looks like the best team in the west, but I just can't buy into them against a solid team. Tampa will keep it close and Josh Freeman will find a way to win. Bucs 19, 49ers 17.
Jets +8 @ Patriots
Mark Sanchez is playing the worst football of his professional career and he must play much better for an otherwise mediocre Jets team to prosper. Sanchez is a gamer and he should play well this Sunday at New England, even if it isn't enough to get a win. Patriots 31, Jets 24.
Chargers -4 @ Broncos
I can't for the life of me figure out why San Diego is only a four point favorite against Denver. San Diego is better in every phase of the game and should roll, even in the Mile High City. Chargers 34, Broncos 17.
Packers -6 @ Falcons
Atlanta has had big problems finding a pass rush and Green Bay is having no problems with anything this season. The Falcons are out of their league, even at home. Packers 41, Falcons 31.
Bears +6 @ Lions
Detroit has had some pretty incredible second half comebacks over the last two weeks en route to their 4-0 start. The luck ends this week as Chicago will get out to a lead and then hold it. UPSET SPECIAL!!! Bears 24, Lions 20.
Last week: 10-6
Charlie Bernstein is the NFL Insider for ESPN 1080 and 1040 in Orlando/Tampa and the host of "The Sports Crunch" on the Aquarius 7 Broadcasting Network (national), and Editor-in-Chief of Sports Media Interactive, covering multiple teams in the National Football League, NCAA, and National Basketball Association. Charlie covers the Jacksonville Jaguars for FoxSports and has been featured on the NFL Network and Sirius NFL Radio. Charlie is also a member of the Pro Football Writers of America. You can follow Charlie on Twitter @nflcharlie
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